Motorcycle accidents are most frequently caused by the negligence, recklessness or the failure to yield to right-of-way of the motor vehicle drivers involved in the collision, yet motorcyclists pay the heaviest price with serious, mentally and physically disabling or even fatal injuries. To add insult to injury, witnesses, responding officers and others involved in determining the causes and fault of motorcycle accident are frequently biased against even the most law-abiding, experienced riders due to an over-arching cultural perception of motorcyclists as reckless individuals.

If you have been in a motorcycle accident and suffered injury to your body or your vehicle it is best to enlist assistance in filing and settling your accidents claim with your own insurance company and the insurance company of the other drivers involved. Professional and experienced motorcycle accident lawyers are an injured rider’s best ally in filing these sorts of claims, and will help the victim to both receive appropriate financial compensation and have time to rest and recuperate.

Understanding motorcycle accident claims begins with a familiarity of two types of damages: claims to recover monetary damages for motorcycle repairs and claims to recover of damages from the costs of the physical, emotional and financial suffering sustained as result of the accident. Claims considered by insurance companies under these two categories will take into account whether or not the motorcycle rider was at fault and to what degree.

In some cases when the rider is determined to be partially or fully at fault for the accident, insurance companies may refuse payment. Additionally, in other cases motorcycle insurance companies will operate in bad faith and fail to exercise due diligence in their examination of claims filed. For this reason it is always a good idea to retain the services of an attorney experienced with motorcycle accident claims.

According to the laws governing motorcycle accident insurance claims, claimants who were physically injured or whose motorcycle was damaged or harmed in an accident which was not their fault have the right to receive full payment and reimbursement for all expenses incurred from medical treatments and vehicle repairs, lost wages and physical and emotional pain and suffering.

Unfortunately, even though the laws are clear many victims of motorcycle accidents will face great difficulties when trying to settle their claims with insurance companies. In cases where insurance companies refuse to fully reimburse for damages under the rights of the victim, it will be necessary to file in motorcycle accident lawsuit for just compensation.