Work Injury Compensation: Understanding Your Rights

Countless individuals suffer an accident on the job each year and it is important that each authentic on the job injury claim be counted and full benefits and compensation be allowed under the law. The manufacturing industry holds the highest number of work injury compensation claims at nearly twice the amount of claims than any other industry. Other trades with high rates of work-site accidents include the construction, community service and health industries.

Common Work Place Accidents

Some of the most prevalent types of on-the-job accidents and injuries are slips, trips and falls, motor vehicle or equipment accidents, heat, chemical and electrical burns, explosion injuries accidents caused by inadequate warnings of danger or unsafe walkways and falls from scaffolding.

Other accidents may be industry-specific like accidental exposure to chemicals or diseases most common for those in the medical profession, or exposure to high levels of radiation for X-ray technicians or employees at nuclear power plants.

Most accidents occurring in the workplace are nobody’s fault, but it sometimes happens that a business-related injury was caused by the behavior or negligence if someone, other than the workers employee, who can be held legally responsible for the harm caused.

In this event, the assistance of a workplace accident lawyer can advise those injured on the best course of action to take. The sorts of claims fall outside of workers compensation and may include personal injury claims, premises liability claims or third-party liability claims.

The Bureau of Labor Statistics estimates that between 3 and 4 million non-fatal illnesses and injuries happen on the job in the United States every year.

Common Work Place Accidents

Some of the most prevalent types of on-the-job accidents and injuries are slips, trips and falls, motor vehicle or equipment accidents, heat, chemical and electrical burns, explosion injuries accidents caused by inadequate warnings of danger or unsafe walkways and falls from scaffolding.

Other accidents may be industry-specific like accidental exposure to chemicals or diseases most common for those in the medical profession, or exposure to high levels of radiation for X-ray technicians or employees at nuclear power plants.

Most accidents occurring in the workplace are nobody’s fault, but it sometimes happens that a business-related injury was caused by the behavior or negligence if someone, other than the workers employee, who can be held legally responsible for the harm caused. In this event, the assistance of a workplace accident lawyer can advise those injured on the best course of action to take. The sorts of claims fall outside of work injury compensation and may include personal injury claims, premises liability claims or third-party liability claims.

If you suffer an injury due to a workplace accident, then you are entitled to compensation from your employer or his insurance company. America has a law that provides for insurance that every employer must have. This insurance is intended to compensate any worker or employee who is injured while at work, whether they are at fault or not.

As a worker, it is your right to file a report and apply for workers’ compensation. No person should discourage you from doing this. Not your employer, neither your supervisor nor your employer’s insurance provider should deter you from making a claim. In fact, the law requires your superiors at work to cooperate with you, receive any reports you file and provide you with all the necessary application forms and documentation necessary for filing a claim.

It is generally advisable to those injured that they contact a workplace accident attorney in order to receive advice, guidance and legal counsel as far as filing a compensation claim is concerned. Good workplace accident attorneys can provide reliable representation during the negotiation for compensation process with your employer’s insurance company. The attorneys will also guide you through the entire process so that all the necessary documentation is in place and that you receive all the help, assistance and support that you need at this crucial time.

When to Seek Medical Attention

As your injuries will most likely require specialized care and possible hospital admission, you should visit a health facility immediately and receive the necessary treatment. The insurance provider should meet the cost of your treatment; the cost of any medical procedures such as X-rays and also any other follow-up hospital treatment. It is possible that you will miss some days of work. As a result, the loss of income will mean your finances are affected. You will still have bills to pay, expenses to meet and other recurring costs. You should receive adequate compensation for any losses you incur due to any time off work.

If during this period you are unable to drive to or from work, then adequate transport arrangements should be provided for you until such a time that you are able to properly drive to and from work.

Compensation amounts usually depend on the extent of the injuries received. There are certain laid down procedures regarding compensation assessment and amounts due. If you have a good on the job injury lawyer representing you, then he should be able to help you secure as much compensation as is acceptable. This is done using good negotiation skills, knowledge of law and procedures as well as experience as an accident attorney.

Sometimes an employer and his insurance company may invite you for a discussion regarding the injury and compensation due. They may tell you that you do not need to be represented by workplace accident lawyers or any other lawyers. They may make an offer which may seem generous to you. Sometimes they even ask you to sign documents that require you not to sue the employer in a court of law, or sign documents waiving your right to legal representation. All these are against your best interest. No insurance company will ever try to work in your interest, especially when it comes to matters of paying compensation. This is why it is very important to have legal representation throughout the entire claims process.

We will provide you with good advice and counsel so you may receive all work injury compensation, as well as any medical treatment and follow up medical attention.